Insurance Information

How letting agents can help landlords avoid underinsurance problems this winter
Winter exposes gaps in many landlords’ insurance policies Letting agents and property managers often see the earliest signs of winter-related

Are your portfolio properties underinsured this winter? The hidden risk multi-property landlords face
Multi-property landlords face a multiplier effect – especially in winter When you own several properties, the risk of underinsurance doesn’t

Could a winter claim reveal your rental property is underinsured?
Winter is when underinsurance bites You don’t usually discover your rental property is underinsured when you buy the policy.You discover

Specialist & Non-Standard Risks: Protecting Unique Properties in 2026
Not all rental properties are built the same—and insurers know it.Listed buildings, thatched roofs, flat roofs, non-standard construction, steel or

Blocks, RTMs & Freeholders: Smarter Insurance Placement for 2026
Block insurance remains one of the most complex areas of property insurance—and also one of the most important. Whether the

Loss of Rent & Alternative Accommodation: Protecting Your Cashflow in 2026
The financial impact of a property claim is almost always far greater than the cost of the physical repairs. For

Liability, Tenants & Trades: When Protection Really Matters in 2026
Liability cover is one of the least discussed yet most financially devastating aspects of landlord insurance. While property damage claims

Sums Insured & Rebuild Costs: Ending Underinsurance for Good in 2026
Underinsurance has become one of the most significant issues facing UK landlords—and one of the most expensive. Rising construction costs,

Unoccupied, Refurb or Conversion? Keeping Projects Properly Protected for 2026
Few situations expose landlords to more risk—and more potential claim disputes—than periods of unoccupancy, refurbishment, or structural alterations. These scenarios

Risk Improvements That Lower Premiums: Practical, Landlord-Friendly Wins for 2026
As we approach 2026, insurers are sharpening their focus on risk quality. Underwriters are increasingly selective, and properties that demonstrate