Insurance Information

The Bigger Your Portfolio, the More Dangerous Insurance Assumptions Become
Assumptions are risky in landlord insurance. They are risky for a landlord with one property. They are even more dangerous

Why Portfolio Landlords Should Not Accept a One-Size-Fits-All Insurance Quote
Portfolio landlords often have more complicated insurance needs than landlords with a single rental property. That does not mean the

Material Facts: What Landlords Must Disclose Before They Insure
Landlord insurance depends on accurate information. The premium, cover, terms and insurer’s decision to offer insurance are all based on

Sums Insured: Why Guessing Your Rebuild Cost Can Be a Costly Mistake
The sum insured is one of the most important figures on a landlord insurance policy. It is also one of

Unoccupied Property Conditions: The Small Print That Can Catch Landlords Out
Unoccupied property is one of the areas where landlords can easily be caught out. A rental property may be empty

Loss of Rent Cover: Why Landlords Should Check the Detail
For many landlords, rent is the income that makes the property investment work. It may help pay the mortgage. It

Malicious Damage by Tenants: Are You Properly Covered?
Malicious damage by tenants is one of the risks landlords often assume is covered. That assumption can be dangerous. Landlord

Is Your Landlord Insurance Still Fit for Purpose?
A landlord insurance policy may have been right when it was first arranged. But is it still right today? That

Why Your Broker Needs to Understand Rental Property, Not Just Insurance
Landlord insurance is not simply ordinary property insurance with a different name. Rental property brings its own risks, responsibilities and

Why Good Landlord Insurance Starts Before the Quote
Many landlords think the important part of insurance is the quote. What is the premium? Which insurer is offering it?