Buildings should always be insured for the amount it would cost to rebuild them.

However, fewer than one in ten properties in the UK are covered correctly.

Don’t insure your property for the wrong amount.

If you are over-insured you are probably paying too much for your buildings insurance.

If you are under-insured, you face a reduced payout in the event of a claim. Insurance claims can be reduced by hundreds of thousands of pounds due to under-insurance.

Getting someone to visit your property to carry out a professional assessment can be time-consuming and very expensive.

You’ll receive a comprehensive Rebuild Cost Assessment (RCA) report guiding you on how much you should insure your buildings for.

This is a fantastic and affordable online service which can protect you from the potentially severe consequences of underinsurance.

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